Where This Policy Applies and Where It Doesn't
12winbd is built for Bangladesh, and this policy is written against that setup rather than a generic template. What we keep is narrow: the mobile number or email you register with, your name as it appears on your payment wallet, the reference your bKash, Nagad or
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Rocket confirmation gives you, and basic device data such as browser type and rough location, so a login that does not look like yours gets flagged. How far your data travels depends on your local law and eligible regions. If the rules where you live restrict
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real-money play, access may not be available to you, and this policy still explains how we handle anything you have already shared. We do not sell your details to outside advertisers, and we do not hand your wallet number to anyone for their own marketing. Payment
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references stay on file because someone has to reconcile them. When you send Taka through bKash or Nagad, that reference is what lets us match the transfer to your account wallet, and it is the first thing we pull if you query a deposit. Rocket transfers
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work the same way. The policy can change when a payment partner or a local requirement changes. When that happens we update the date at the top, and the new wording applies from then on. Read the current version rather than an old copy you saved.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.